Recently an investigation showed that the woman will manage finances compared to the man. They are not possibly best CEO, actually fitflop absolutely is best CFO. In gives to the carnation woman's in May, invited 3 astute housewives. Let them tell you, how to manage well the family, to manage well the money! 　　 　　Dos 　　1 “the few flowers save” are the kingly ways. 　　The deposit accumulation is foundation of the investment, in hand's cash are more, the arrangement investment accomplishes a task with ease. 　　2 rich investment types. 　　In the best managing finances combination, the fund, the stock, the real estate, the insurance, the deposit, cannot be few. 　　after 3 are first near far, is after first anxious, slow purchases the insurance. 　　In the daily life Yi Fa the risk pleasant flesh wound evil, disease, should take out insurance first, far after risk takes out insurance, the necessity disposable has not bought entire. The insurance is also one kind of expense, “impractical” do not buy. 　　4 from prepare to want child's that moment, should make one for child's health safeguard to plan. 　　The independent maternal infant danger or included the maternity insurance synthesis class feminine danger to contain to the baby congenital disease's safeguard. The budget insufficient family buys the maternal infant danger then. 　　 　　Basic level housewife: Safeguards first 　　Luo static the greatest investment is a set of small family apartment at present. During three years, the house price fitflop walkstar 3 already turned one time. Every month also has 1800 Yuan rental receipts. She 1/3 uses for the household income to deposit, 1/3 uses for to invest, 1/3 uses for to expend. Managing finances pays great attention Luo Jing who safeguards, (yearly income 15% uses in except the real estate and the insurance purchasing insurance) not to step in other investments nearly, but because the child is born, the family disbursement will increase, prepared to be mother she to be possible to invest diligently!

Do not detain the money in the real estate. 　　At present, a city's house price was already high, national many regulation measure's releasing, will be in addition valuable all detains cannot take in the real estate. 　　2 do not make “zero cash” the housewife. 　　In the call accounts must have at least suffices 3 month life expenditure cash, if has the mothering to plan must remain suffices for 10 months. 　　Daren level housewife: Rational distribution 　　Zhang Fei 60% uses in the household income managing finances, in which 40% investment fund, 40% investment stock, 20% buy the insurance. Invests for 10 years, the fund and the stock average return above 30%. Her investment type is rich (including the Hong Kong stock market and the Foreign bank managing finances product), simultaneously well fitflop frou has given dual attention to the safe safeguard function. But with throws the fund and the insurance substitution deposit procedure surely is also worth using for reference.

Throws surely regularly buys up the fund. 　　Both has the safeguard, the resistance risk function, and can balance the inflation to be higher than the bank interest. 　　2 buy the education annuity insurance for the child. 　　Except reserve education gold, but also has to child's medical safeguard function. The child can obtain the education gold from the high school from the Insurance company, the family burden will also reduce along with it. 　　3 main investment risks are small, income steady stock. 　　The housewife invests the stock, by the risk small income steady bank stock primarily, only uses the small partial extra moneys to invest the theme stock. 　　4 invest the Hong Kong stock market. 　　Hong Kong stock market's fitflop luna price and market profit A low, the choice leeway is broader, is small the domestic economy and the policy surface influence.